I recently read about Matt Slauson, an NFL player, who has been pretty successful over the last few years but is now worried about his financial future. He's concerned about the NFL lock-out and what it might do to his income. Even though a player can have a decent contract, some of the money is usually an up-front bonus and the rest is performance-based.
Matt Slauson isn’t destitute by any means, but he decided to move his wife and baby into his parents’ house to lower expenses and boost savings. This seems like a drastic act in light of the fact that he was making hundreds of thousands of dollars per year, but money can get used up quickly if you expect it will never end or if you’re not paying attention. Matt is going with a prudent solution to a situation that hopefully will only be temporary.
When you live at home with your parents what are the real savings? Normally your housing costs take up approximately one third of your monthly basic budget. If you move in with your parents, they should be willing to continue to pay for those costs that aren’t affected by you being there, like the mortgage, home insurance, and taxes, or if they’re renting, then the monthly rent.
Checking the website Rentals.com I looked at the average prices for a two bedroom rental in Syracuse, NY, Long Branch, NJ and Orlando, FL and they all were about the same: $1000 per month. So right off the bat you can save a nice chunk of change by moving in with your parents, ($12,000 per year). This assumes that you aren’t sharing the apartment with someone else who is splitting the rent but even in that case you would be saving $500 per month or $6,000 per year.
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This was supposed to be an article about monetizing your life as an amateur musician. It’s become an opinion piece on my experience of Google AdSense.
Google Adsense allows you receive revenue through placing content-specific adverts on your website. The system makes Google around $8 Billion a year.
I signed up for Adsense several years ago. I had a travel blog which was general only for family and friends. If I remember correctly, my travel blog made me about £0.05 across 2 years or so.
Fast forward to 2011 and I am trying to investigate means of being a little more business-like about my hobbies (mostly music). By the end of January I had manned up and started to promote my blogs. I had created several different blogs, which were contributed to by friends and colleagues. I promoted these activities through Facebook and Twitter.
After a few weeks, I was looking at around 2,000 hits a month across all my content sources. I was feeling pretty proud of myself. My Google Adsense balance was approaching £10, and I hoped I could make around £50-100 a year. Google then disabled my account.
When your Adsense account is disabled you receive a standard email which tells you there has been "invalid activity". It directs you to a help URL. The only response you can take is to make an appeal.
Taking the matter particularly seriously, I spent some time writing the appeal which outlined my thoughts on the invalid activity. My guess is that I have violated their "don’t click on your own ads" policy when I’ve been proudly showing off my sites to friends and family. Since my IP address is logged on Blogger etc. and my clicks are less than 1% of the total hits received from countries far and wide, I assumed that they would realise my site was genuine.
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